Lamidi Lamidi, Marjam Desma Rahadhini, Sisca Dian Rahmawati, Nabilla Putri Amaria, Mahmud Mahmud and Tubagus Achmad Darodjat 2025. The Impact of Payment Gateway Adoption, Digital Financial Literacy, and Financial Inclusion on MSMEs’ Financial Performance. International Journal Of Accounting, Management, And Economics Research. 3, 1 (Jan. 2025), 19–37. DOI:https://doi.org/10.56696/ijamer.v3i1.147.